Bank lockers aren’t entirely risk-free RBI new regulations. If you have a ‘Bank Locker’ then keep an eye on these things
Stolen incidents are common in banks. Just a few days ago, the robbers in the PNB bank of Modi Nagar had blown away millions of rupees from around 30 bank lockers. With such incidents, the questions arise in the public about how bank robbers are strong and what is their safety?According to RBI regulations, the bank is not held responsible for any incident or indirect incident (theft, robbery, fire, natural disaster, etc.) outside the control. Legal action can not be taken against it. According to RBI regulations, the bank does not even know what’s in the locker, there is no way to repay it.RBI may make its rules, but the court has sometimes raised the bank’s accountability for damages while questioning the safety of banks. The court decisions say that the bank will have to prove that the bank has made all necessary arrangements of safety. In many cases, bank employees have been found to be involved in the theft of lockers.
Banks provide insurance for any impairment, but the bank gives the repayment of the sum insured in the form of a bank interest. Because the bank does not even know the contents of the locker in the bank. In such cases, the account holder has to give evidence of what is kept in the locker.Keeping in mind that while taking lockers, check that it is sealed and locked. Keep a list of everything kept in the locker and note the change in the list of items each time the locker is operated. Keep receipt of receipt of items as far as possible. Use the locker after leaving the bank staff locker room and close the locker and check that it has closed.
Keep the locker after a short time. Do not stop it for a long time. Do not ignore any bank’s notice. The bank has the right to disagree with the fact that unlike locker rules that are not used for long, they are broken in the presence of witnesses.
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