Chandigarh(Narinder Jagga): The banks in the Punjab have decided to close 8.45 lacs bank accounts, which were opened under the Prime Minister’s PMJDY scheme. These are the accounts which have not been operated since its opening. May 25 has been fixed to close these accounts, if the customers could not able to perform. It is the plea of the bankers that this decision will not only reduce the data load in data base, but will enable the state to put a better picture of the performance.As many as 63.35 lacs accounts have been opened till March 31, 2018. But 8, 45,860 accounts could not run by the customers. Sources told that the people who had already one or more accounts, had opened account as the accounts were being opened in free under Pardhan Mantri Jan Dhan Yojna (PMJDY) without any reserve money in zero balance. But now they are not operating their accounts. Sources told that some had got opened such account in the hope of funding from the Centre Government. Banks had already decided to freeze these accounts before six month in the meeting of State Level Banker’s Committee (CLBC) meeting.It was ratified that either the banks freeze these accounts or put penalty to the customers. Punjab Gramin bank was the first, who had succeeded to minimise un-operational PMJDY accounts, which have only 10 accounts , while the ICICI bank is on the top, which have 1, 55,136 un-operational accounts.
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